Term life insurance provides coverage for a specific period of time, usually from 10 to 30 years. Term policies provide a death benefit only if the insured dies during the term. This can be at a guaranteed rate or in some cases a guaranteed rate for a period of time and then a projected rate. For example: 30 year level term would guarantee a level premium for 30 years based on a specified death benefit. Term life insurance is usually the least expensive form of life coverage, at least initially.
All rates are from the carrier exclusively, and subject to change from the carrier and medical underwriting.
Sansevieri Insurance Services can assist you with the process – call us for more information! Our office is located in Laguna Beach and we service all of California. Call us today at (949) 722-6078.